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    <xhtml:link rel="alternate" hreflang="en" href="https://lendum.app/en/privacy"/>
    <xhtml:link rel="alternate" hreflang="it" href="https://lendum.app/it/privacy"/>
    <xhtml:link rel="alternate" hreflang="zh-Hans" href="https://lendum.app/zh-Hans/privacy"/>
    <xhtml:link rel="alternate" hreflang="hi" href="https://lendum.app/hi/privacy"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://lendum.app/es/privacy"/>
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    <xhtml:link rel="alternate" hreflang="pt-PT" href="https://lendum.app/pt-PT/privacy"/>
    <xhtml:link rel="alternate" hreflang="ru" href="https://lendum.app/ru/privacy"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://lendum.app/de/privacy"/>
    <xhtml:link rel="alternate" hreflang="ja" href="https://lendum.app/ja/privacy"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://lendum.app/privacy"/>
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    <xhtml:link rel="alternate" hreflang="en" href="https://lendum.app/en/terms"/>
    <xhtml:link rel="alternate" hreflang="it" href="https://lendum.app/it/terms"/>
    <xhtml:link rel="alternate" hreflang="zh-Hans" href="https://lendum.app/zh-Hans/terms"/>
    <xhtml:link rel="alternate" hreflang="hi" href="https://lendum.app/hi/terms"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://lendum.app/es/terms"/>
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    <xhtml:link rel="alternate" hreflang="pt-PT" href="https://lendum.app/pt-PT/terms"/>
    <xhtml:link rel="alternate" hreflang="ru" href="https://lendum.app/ru/terms"/>
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    <xhtml:link rel="alternate" hreflang="x-default" href="https://lendum.app/terms"/>
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    <xhtml:link rel="alternate" hreflang="it" href="https://lendum.app/it"/>
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    <xhtml:link rel="alternate" hreflang="ru" href="https://lendum.app/ru"/>
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    <xhtml:link rel="alternate" hreflang="hi" href="https://lendum.app/hi/about"/>
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    <xhtml:link rel="alternate" hreflang="zh-Hans" href="https://lendum.app/zh-Hans/how-it-works"/>
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    <xhtml:link rel="alternate" hreflang="fr" href="https://lendum.app/fr/how-it-works"/>
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    <xhtml:link rel="alternate" hreflang="de" href="https://lendum.app/de/how-it-works"/>
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  </url>
  <url>
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    <xhtml:link rel="alternate" hreflang="en" href="https://lendum.app/en/privacy"/>
    <xhtml:link rel="alternate" hreflang="it" href="https://lendum.app/it/privacy"/>
    <xhtml:link rel="alternate" hreflang="zh-Hans" href="https://lendum.app/zh-Hans/privacy"/>
    <xhtml:link rel="alternate" hreflang="hi" href="https://lendum.app/hi/privacy"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://lendum.app/es/privacy"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://lendum.app/ar/privacy"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://lendum.app/fr/privacy"/>
    <xhtml:link rel="alternate" hreflang="pt-BR" href="https://lendum.app/pt-BR/privacy"/>
    <xhtml:link rel="alternate" hreflang="pt-PT" href="https://lendum.app/pt-PT/privacy"/>
    <xhtml:link rel="alternate" hreflang="ru" href="https://lendum.app/ru/privacy"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://lendum.app/de/privacy"/>
    <xhtml:link rel="alternate" hreflang="ja" href="https://lendum.app/ja/privacy"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://lendum.app/privacy"/>
  </url>
  <url>
    <loc>https://lendum.app/ja/terms</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://lendum.app/en/terms"/>
    <xhtml:link rel="alternate" hreflang="it" href="https://lendum.app/it/terms"/>
    <xhtml:link rel="alternate" hreflang="zh-Hans" href="https://lendum.app/zh-Hans/terms"/>
    <xhtml:link rel="alternate" hreflang="hi" href="https://lendum.app/hi/terms"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://lendum.app/es/terms"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://lendum.app/ar/terms"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://lendum.app/fr/terms"/>
    <xhtml:link rel="alternate" hreflang="pt-BR" href="https://lendum.app/pt-BR/terms"/>
    <xhtml:link rel="alternate" hreflang="pt-PT" href="https://lendum.app/pt-PT/terms"/>
    <xhtml:link rel="alternate" hreflang="ru" href="https://lendum.app/ru/terms"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://lendum.app/de/terms"/>
    <xhtml:link rel="alternate" hreflang="ja" href="https://lendum.app/ja/terms"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://lendum.app/terms"/>
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</urlset>
